Snap reports payment outcomes to the Consumer Reporting Agencies (CRA) it pulls credit information from.
For our lease-to-own and loan products, Snap reports to the CRAs Clarity Services Inc., and Data X. Snap does not report payment outcomes for our lease-to-own and loan products to TransUnion, Equifax, or Experian.
For the Credit+ Loan product, Snap does report payment information to Experian.